Free Medicare guidance · Minnetrista, MN
Turning 65?
Let's talk Medicare.
Medicare is confusing. I make it simple. One conversation with a local, independent agent — no call center, no pressure, no sales pitch.
Free consultation · No obligation · Minnetrista, MN
Why work with a local independent agent?
When you call a 1-800 number, you get a script. When you call Fred, you get an honest conversation.
You talk to one person
No hold music, no transfers, no call centers. Fred answers, Fred helps.
Independent — not captive
Fred works with multiple carriers, so he recommends what fits you — not what pays the most commission.
No pressure, ever
Ask every question you have. Take your time. There's no quota and no rush.
What we'll cover in your free call
- When to enroll — and what happens if you miss the window
- Original Medicare vs. Medicare Advantage — what's right for you
- Whether you need a Supplement (Medigap) plan
- How Part D prescription drug coverage works
- What Medicare actually costs in 2026
- Your specific situation — employer coverage, COBRA, VA benefits
Ready to talk?
Call Fred directly — no forms, no waiting. Just a real conversation about your Medicare options.
763.292.9837Minnetrista, MN · Free consultation
Already know you want a Medicare Advantage plan or Part D?
If you've already done your research and just need to enroll, you can compare and enroll in plans directly online.
Compare Advantage PlansNot sure which plan is right for you? Call Fred first — that's what he's here for.
Hi, I'm Fred — your local Medicare guide
I'm an independent Medicare insurance agent based in Minnetrista, MN. I work with people turning 65 every day — walking them through their options, explaining the tradeoffs, and helping them choose coverage that actually fits their life and budget.
I don't work for any insurance company. I work for you. My job is to make sure you understand your choices — and that you feel confident in whatever you decide.
Don't navigate Medicare alone.
One free call can save you months of confusion — and potentially thousands of dollars in the wrong plan. Fred is here to help.
Call Fred: 763.292.9837Free · No obligation · Minnetrista, MN