Serving the Minneapolis–St. Paul Metro Area
Affordable Medicare & Health Insurance Plans in MN
Health insurance plans can be confusing. We make the process of finding the right plan — that fits your budget — easy.
Annual Enrollment Period: October 15 – December 7
Don't miss your window to review and change your Medicare Advantage or Prescription Drug Plan (Part D) coverage.
What We Offer
Affordable Health Insurance Plans
From Medicare Supplement to dental and vision, we help you find coverage that fits your life and your budget.
Original Medicare
The federal health insurance program for people 65+. Consists of Part A (hospital) and Part B (medical). The foundation all other Medicare coverage builds on.
Learn moreMedicare Supplement
Also known as Medigap, these plans cover out-of-pocket costs that Original Medicare doesn't — like copays, coinsurance, and deductibles.
Learn moreMedicare Advantage (Part C)
An alternative to Original Medicare that bundles Part A, Part B, and usually Part D into one plan through a private insurer.
Learn morePart D Drug Plans
Prescription drug coverage that helps lower your out-of-pocket costs for medications. Available as a standalone plan or bundled with Medicare Advantage.
Learn moreHospital Indemnity
A fixed daily cash benefit during a hospital stay — designed to help Medicare Advantage enrollees cover high inpatient copays.
Learn moreDental Insurance
Coverage for routine dental care including cleanings, fillings, and other procedures. Options from Ameritas, Delta Dental, Humana, and more.
Learn moreVision Insurance
Coverage for routine eye exams, glasses, and contact lenses to keep your vision sharp and your costs manageable.
Learn moreResources
About Medicare
Everything you need to understand your Medicare options — from the basics to enrollment forms.
Download PDF Guide- Considerations BEFORE you turn 65
- What does Medicare Cost?
- Learn about Original Medicare
- Learn about Medicare Part A
- Learn about Medicare Part B
- Medicare Part C – Medicare Advantage
- Medicare Part D – Prescription Drug Plans
- Medicare Supplement Plans
- How to enroll in Medicare at 65
- How to enroll in Medicare AFTER age 65
- Rx Assistance alternatives
Fred Lang
Licensed Medicare Insurance Agent
Minnetrista, MN
About
I Work for You — Not a Call Center
I'm Fred Lang, a licensed Medicare insurance agent based in Minnetrista, serving the Minneapolis–St. Paul metro area. When you call an 800 number, you get whoever picks up. When you work with me, you get one person who knows your situation, remembers your doctors, and picks up the phone when something goes sideways with a claim or a coverage question.
Minnesota has its own Medigap structure, its own carrier mix, and rules that change. You need someone who works in this state every day, not a national script reader. I know the carriers, the provider networks, the pharmacy options, and the SEPs that apply locally.
I don't cold-call. I don't pressure. I get paid by the insurance carriers, not by you, and the amount is the same regardless of which plan you choose. My job is to help you pick the right one. I explain complicated things in plain language, usually over a cup of coffee.
Licensed Agent
MN Certified
Personal Service
One-on-one
No Pressure
Your choice
Free, No-Obligation
Request a Medicare Plan Review
Tell Fred a little about your situation and he'll reach out to walk you through your options — no pressure, no sales pitch.
Ready to Find the Right Plan?
Call Fred for a free, no-pressure quote. Or schedule a time to meet in person or wherever is convenient for you. Federal law requires a signed Scope of Appointment form before discussing Medicare Advantage or Part D plans.
920 Evans Way, Minnetrista, MN 55364 · [email protected]