Lakes Health Insurance
Independent Minnesota Medicare Insurance Agent
Personal Medicare help from Fred Lang. No call center. No pressure.
Why work with Fred
Not a call center
When you call an 800 number, you get whoever picks up. When you work with Fred, you get one person who knows your situation, remembers your doctors, and picks up the phone when something goes sideways.
Independent — not tied to one carrier
Fred compares every plan available in your zip code. He gets paid by the carriers, not by you, and the amount is the same regardless of which plan you choose.
Minnesota-specific expertise
Minnesota has its own Medigap structure, its own carrier mix, and rules that change. Fred works in this state every day — not off a national script.
Annual Enrollment Period: October 15 – December 7
Don't miss your window to review and change your Medicare Advantage or Prescription Drug Plan (Part D) coverage.
If you have a Medicare Advantage or Part D plan, your insurance company is required to send you an Annual Notice of Change (ANOC) by the end of September. This notice details any changes to your plan's costs, coverage, or network for the coming year. Review it carefully — if your plan is changing in ways that don't work for you, the Annual Enrollment Period (Oct 15 – Dec 7) is your window to switch.
Review My PlanWhat We Offer
Affordable Health Insurance Plans
From Medicare Supplement to dental and vision, we help you find coverage that fits your life and your budget.
Resources
About Medicare
Everything you need to understand your Medicare options — from the basics to enrollment forms.
Download PDF Guide- Considerations BEFORE you turn 65
- What does Medicare Cost?
- Learn about Original Medicare
- Learn about Medicare Part A
- Learn about Medicare Part B
- Medicare Part C – Medicare Advantage
- Medicare Part D – Prescription Drug Plans
- Medicare Supplement Plans
- How to enroll in Medicare at 65
- How to enroll in Medicare AFTER age 65
- Rx Assistance alternatives
Also offered through Lakes Health Insurance
Fred Lang
Licensed Medicare Insurance Agent
Minnetrista, MN
About Fred
One person. One phone number. No scripts.
I'm Fred Lang, a licensed Medicare insurance agent based in Minnetrista, MN. I don't cold-call. I don't pressure. I explain complicated things in plain language — usually over a cup of coffee.
My job is to help you pick the right plan. I get paid by the carriers, not by you, and the amount is the same regardless of which plan you choose — so my only incentive is to get it right for your situation.
Licensed Agent
MN Certified
Personal Service
One-on-one
No Pressure
Your choice
Free, No-Obligation
Request a Medicare Plan Review
Tell Fred a little about your situation and he'll reach out to walk you through your options — no pressure, no sales pitch.
Ready to Find the Right Plan?
Call Fred for a free, no-pressure quote. Or schedule a time to meet in person or wherever is convenient for you. Federal law requires a signed Scope of Appointment form before discussing Medicare Advantage or Part D plans.
920 Evans Way, Minnetrista, MN 55364 · [email protected]