Medicare Part A – Hospital Insurance

Inpatient Hospital Care

Part A helps cover inpatient hospital stays when you're formally admitted with a doctor's order. Coverage includes:

• Semi-private rooms
• Meals
• General nursing
• Drugs as part of your inpatient treatment
• Other hospital services and supplies

Part A covers up to 90 days of inpatient care per benefit period, plus 60 lifetime reserve days.

Skilled Nursing Facility Care

Part A covers skilled nursing facility (SNF) care if you meet these conditions:

• You had a qualifying hospital stay of at least 3 inpatient days
• You enter a Medicare-certified SNF within 30 days of leaving the hospital
• You need skilled nursing care or therapy services daily

Part A covers up to 100 days of SNF care per benefit period.

Hospice Care

Part A covers hospice care if you're terminally ill and expected to live 6 months or less. Includes:

• Doctor and nursing care
• Medical equipment and supplies
• Prescription drugs for symptom control and pain relief
• Hospice aide and homemaker services
• Physical, occupational, and speech therapy
• Grief and loss counseling for you and your family

Home Health Care

Part A covers some home health care if you're homebound and need skilled nursing care or therapy. Services include:

• Part-time or intermittent skilled nursing care
• Physical therapy
• Speech-language pathology services
• Occupational therapy
• Medical social services

2026 Part A Costs

After meeting your deductible, coinsurance applies for extended hospital stays. Part A does not cover long-term care, dental, eye exams, or hearing aids.